Let us say (god forbid this ever happens to you in your lifetime) that you are involved in an automobile accident. Now, in the best of scenarios, the parties involved tend to blame each other. And the blame game gets more and more serious in direct proportion to the seriousness of the accident. But in a really bad accident, one in which there is loss of limb or worse, mere mortals can barely be expected to cope. Of course the police and the paramedics will be called in. But there is probably someone who is more important especially after the immediate concerns are taken care of. This is an accident investigator.
An accident investigator, despite the similar sounding name is a rather tame professional who works in a rather tame industry. An accident investigator works in the insurance industry. Now you know why they are important! But jokes apart, if the accident you are involved in is a serious one, then you will need the services of these accident investigators. For unless they certify that the cause of the accident is not you or your carelessness, you can kiss any hopes of ever getting your hands on the insurance money goodbye.
An accident investigator is exceptionally critical in cases involving newer vehicles. This is because newer vehicles typically are worth more and have paid up very little insurance premium. And then there are the nefarious sorts of people who try and commit insurance fraud and nearly all of them fake accidents with newer vehicles. Hence it is almost always a norm for all accidents involving newer vehicles to have an accident investigator assigned to them. And finally, there are cases where vehicles have been stolen. This is the kind of situation where the accident investigator is at his or her finest. For this is when they are called to play a dual role. They essay their normal roles of accident investigators and play the role of criminal sleuths as well.
It is difficult to characterize of classify an accident investigator. After all, there are as many types of accident investigators as there are accident investigators. But one thing is for certain. When you are in a tight spot and need some quick and efficient resolution of an accident (and hopefully that money to get you your next set of wheels!) call on an accident investigator. Otherwise, avoid them and hope you never need their services!
